Disclosures & Disclaimers
Effective date: 6/3/2026 · Last updated: 6/4/2026
Contents
1. Our role: not a lender
Tiny Home Lender is a service of LendTech Pro LLC and Zook Cabins LLC that provides information and helps connect customers with third-party lending partners for park model and tiny home financing. We are not a lender, mortgage broker, or financial institution, and we do not make credit decisions or set rates or terms. All financing is offered and underwritten by independent third-party lenders.
2. No guarantee of approval, rates, or terms
Submitting a request does not guarantee that you will be approved for financing or receive any particular rate, amount, or term. All financing is subject to the lender's review, income and identity verification, creditworthiness, collateral, and approval. Advertised amounts (such as "up to $200,000") represent maximums available to qualified applicants for certain programs and are not offers of credit to any individual.
3. Eligibility match vs. pre-approval
The eligibility check and lender match are preliminary only. Being matched with a lender is not a pre-approval, commitment, or guarantee of financing. Your lender must separately take your application and review it before any credit decision; there is no impact to your credit to see your loan offers, and a hard credit inquiry occurs only when you finalize your loan after approval.
4. Credit inquiries
Completing the eligibility check or match request on this Site does not, by itself, result in a hard credit inquiry. A lending partner may later request your authorization to obtain a credit report, which may involve a hard inquiry that can affect your credit score. Any such inquiry is governed by that lender's disclosures and your authorization.
5. Payment estimator disclaimer
The payment estimator is provided for general illustration only. Estimated payments and rates are hypothetical, are based on the figures you enter and on assumptions that may not apply to you, and do not reflect any actual offer of credit. Actual rates, payments, fees, and terms are determined by the lender and depend on your creditworthiness and other factors. The estimator does not include taxes, insurance, or any other possible fees.
6. Equal Credit Opportunity
Our lending partners are committed to providing credit to all creditworthy applicants. The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from a public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
7. Geographic availability
Financing programs are not available in all states and may vary by location. Certain programs are not offered to residents of certain states (for example, primary-residence-based financing is not available in New York or Massachusetts). Availability is subject to change.
8. Third-party lending partners
Financing may be provided by partners including Thrive Financial and Pure Finance, and, for chattel loans secured by the park model, Luminate Bank. Each lender is an independent company responsible for its own products, rates, terms, disclosures, and decisions. We do not receive compensation from the lenders.
9. Advertising disclaimer
Content on this Site is for marketing and informational purposes and is not an offer or solicitation where prohibited. Product names, rates, and terms are subject to change without notice. In the event of a conflict between this Site and a lender's official documents, the lender's documents control.
10. Contact
LendTech Pro LLC & Zook Cabins LLC
5181 Lincoln Hwy, Gap, PA 17527
Email: info@tinyhomelender.com
Phone: (610) 595-4650